Voluntary Benefits

Voluntary benefits are generally offered by an employer to employees and their dependents.  Employees pay the total cost of the various plans, some on a pre-tax basis through a Section 125 plan.  This is a way to expand benefits offered without any “hard” costs to the employer on a tight budget.   Options include, but are not limited to:

Life Insurance
Accidental Death & Dismemberment
Hospital Cash
Disability Insurance
Cancer Policies (Or other specific diseases)
Vision Plans
Long Term Care Insurance
Accident Insurance

Coverage may be offered through one of your existing carriers, or a suite of products may be offered through  Colonial Life or other specialty company.